Identification of parties vested in title whose actions are required to convey or encumber real property; identification of interests of corollary parties vested with property interests acquired through marriage, divorce, probate, descent and distribution, and constitutional homestead rights; determination of capacity of entities or individuals to act; identification and determination of validity of encumbrances against title; identification of liens or judgments against parties in title which affect title to real property.
Preparation of settlement statement including the proration of taxes and other assessments and the allocation of costs in accordance with contract terms and/or lender directives; securing satisfaction of liens against title or parties in title; verification of identity of parties to the transaction; securing execution and recordation of documents required by contract and/or lender conditions of closing.
Collection and verification of funds from appropriate parties in accordance with Texas Department of Insurance mandates; verification that consideration has passed; disbursement and transmittal of funds as directed by settlement statement.
Indemnify property owner from loss, claims, or damages arising from matters not excluded from policy coverage; insure lien validity and priority of mortgage.
Title insurance rates in the state of Texas are promulgated by the Texas Department of Insurance, and other costs vary depending upon the transaction. Please call our office for additional information.